Foreclosure Cleaning, Construction & Commercial Supply Contracting/Job Leads for 4/22/2013

ForeclosureBusinessNews.com: “Foreclosure News the Average Joe Can Use!” Find Trusted Vendors, eg, Foreclosure Lawyers, Mortgage Consultants, Cleaning Co’s, Etc.

FYI: See this post for some helpful info — Advice on Bidding for Foreclosure Cleaning and Other Lite Commercial/ Landscaping / Construction Type Jobs.

Lawn Contractors Needed for Grass Cuts (Central NJ): Company seeking local lawn companies and lawn contractors to cut grass / maintain lawns on foreclosed properties. Experience with FNMA and HUD properties is required. Must have your own lawn maintenance equipment and proper (foreclosure clean up) business insurance. Payments made every 2 weeks based on work completed correctly.

Territories are in New Jersey; there are about 2,000 properties in total.  Get full details on this property preservation/lawn maintenance job.

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As these job listings illustrate, there are plenty of foreclosure cleanup (and RE-related) jobs out there. Get your foreclosure cleaning “Business in a Box” and start this lucrative business right now for 40% Off!

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Property Preservation Contractors Needed (Gainesville/Tallahassee, FL): Property preservation seeks dependable vendors to handle changing locks, boarding up of windows and doors; remove trash and debris; general lawn maintenance (grass cuts, etc.); perform lite home repair; etc. Get full details on this property preservation job.

Property Preservation Contractors Needed (Phoenix, AZ (Valleywide)): Property preservation company seeks subcontractors to work on foreclosed residential properties. As a subcontractor, you are responsible for having your own tools, equipment and proper (foreclosure clean up) business insurance. We pay weekly; how much is determined by price sheets for common work and bids contractors provide.

Services we need you to perform include, but are not limited to – trash and debris removal, roof repair, winterizations, boarding up pools, windows and doors, changing locks, lawn cuts, etc. Get full details on this foreclosure clean up / property preservation job.

Related Posts that Can Help You Learn the Industry & Get More Foreclosure Cleaning / Property Preservation Jobs

Want to Know Where to Find Foreclosure Cleanup Clients For Your Business? Look No Further than This . . .

Advice on How to Bid on Janitorial and Commercial Cleaning Jobs

Foreclosure Cleanup Jobs: New Biz Owner Lands 10 Jobs from Property Preservation Company

Foreclosure Cleaning Jobs: Why Landlords Are Fertile Marketing Ground for Foreclosure Cleanup Businesses

Foreclosure Cleaning: How to Get Non-Foreclosure Cleaning Jobs

Foreclosure Cleanup: Many Cities Allocating Gov’t Funds to Cleaning Foreclosed Properties

FAQs About Cleaning Foreclosures a Living

Foreclosure Cleaning Business: Why You Should Never Discuss Rates or Prices Over the Phone

P.S.: Foreclosure Clean Up Job Leads: FYI, don’t forget to bookmark the site and come back for direct leads on foreclosure cleaning jobs, foreclosure cleaning contracts and foreclosure cleanup request for bids on jobs. Always look under the “Recent Posts” heading to find the latest job listings.

P.P.S.: Like this post? Follow Foreclosure Business News on Twitter.

Copyright ©2013 Yuwanda Black for Foreclosure Business News. Content may not be reprinted or reproduced in any manner without the express, written consent of the author.

HSBC Foreclosure: Insight into If HSBC Offers Principal Reductions on Home Loans

ForeclosureBusinessNews.com: “Foreclosure News the Average Joe Can Use!” Find Trusted Vendors, eg, Foreclosure Lawyers, Mortgage Consultants, Cleaning Co’s, Etc.

Back in January, a frustrated homeowner was facing foreclosure wrote in to us from some advice. We offered some advice on how to stop foreclosure if HSBC is your lender. She sent in the following update, if you will, recently, writing:

Written by Guest Contributor

Even though I’ve read where others who have HSBC as a lender have received principal reductions on their home loans, the HSBC rep responsible for helping homeowners stop foreclosure told me –unequivocally — that they would not do a principal reduction, even though my home is approximately $100,000 underwater. This was in February of this year.

To explain a bit in detail, I’m working with NACA to obtain a home loan modification. After working with them for over a year, I finally did get my mortgage modified. BUT, the amount was 60% of my net earnings. [Editor Note: This homeowner has promised to send in further details about this at a later date].

Post continued below . . .
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There are plenty of foreclosure cleanup (and RE-related) jobs out there. Get your foreclosure cleanup “Business in a Box” and start this lucrative business right now for 40% Off!

Copyright Violation Notice: If you’re reading this entire post (snippets are fine) on any blog other than ForeclosureBusinessNews.com, it is stolen content. Scraping content (eg, using software to illegally copy and paste copyrighted content from websites and blogs) is becoming a common practice which affects every site owner. So if you see this content someplace else, please take a quick moment to send an email to [info]at[ForeclosureBusinessNews.com] (remove brackets, of course) so that we can take the appropriate action. Thank you in advance for your help.
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I’d requested a principal reduction when I submitted my packet via NACA in February of this year, because as I above, my home is about $100,000 underwater. But HSBC refused. The official reason was that “they just don’t offer principal reductions.” Here’s a link to a post on LoanSafe.org where the homeowner says that they DID receive a principal reduction from HSBC.

The onsite NACA counselor who’s the liaison with HSBC reiterated that this lender doesn’t give principal reductions also. So, I don’t know if it’s something that they’ve stopped doing or if it depends on some other factors like what type of mortgage you have, your credit situation, whether or not you filed bankruptcy, what’s owed on the mortgage, etc.

Just in case you’re wondering if you’ll be in the same boat, following are my particulars:

Home Located: I own a home in GA;

Type of Loan: I had an interest-only loan;

Filed Ch. 7 Bankruptcy to stop foreclosure (did not reaffirm mortgage);

Balance Owed: Approx $225,000.

Present Appraised Value: Approx $125,000.

Thanks again for letting me share my story here. It’s so hard finding info on how to stop foreclosure if HSBC is your lender that I just wanted to shed some light for other homeowners who may be in the same boat.

And again, I’ll update you on what’s going on with my HSBC home loan modification request in the not-too-distant future (I’m a little busy with work now).
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Editor Note

Do you have a home loan with HSBC? Are you facing foreclosure? Are you working with an outside agency (eg, NACA) to get your home loan modified? Please share your details in the comments section below, as this lender seems to be one of the hardest ones to work with.

August 23, 2013 Update: Read additional parts of this series — Part I, Part II, Part III.

Get First-hand Inf on How to Stop Foreclosure — No Matter Who Your Lender Is

See the “Foreclosure Help” forum on LoanSafe.org; it really is one of the best resources online if you’re trying to get some first-hand insight on how to stop foreclosure. All the posts are written by actual homeowners, what they went through (and how their home loan modification / stopping foreclosure cases worked out for the most part). There are some very encouraging stories here.

Good luck!

Related Posts

Received a Foreclosure Notice? Why You Shouldn’t Plan to Move Anytime Soon – If Ever

Foreclosure Notice: How to Understand It & What to Do When You Receive One

Stopping Foreclosure: How to Get Your Home Loan Modified Quickly with the Help of NACA

Get Foreclosure Help: How to Find Agencies that Will Help You Stop Foreclosure – For Free

Home Loan Help: Documents Needed to Apply for a Mortgage Modification with HSBC (and Other Lenders)

Foreclosure Lawyer: Need One? How Not to Get Ripped Off & Choose the Best One

Mortgage Foreclosure Timeline: How the Foreclosure Process Works & How Long You Actually Have to Move if You Eventually Lose Your Home

How to Avoid a Deficiency Judgement After Foreclosure

I filed Chapter 7 bankruptcy, and all my debts listed were discharged; can the bank still foreclose?

Could Recent Mortgage Law Challenges Mean More Homeowners Won’t Face Foreclosure and/or That They Were Illegally Foreclosed On and Can Keep Their Homes?

Underwater On Your Home? Filing Chapter 7 Bankruptcy? Should You Reaffirm Your Mortgage?

P.S.: Foreclosure Clean Up Job Leads: FYI, don’t forget to bookmark the site and come back for direct leads on foreclosure cleaning jobs, foreclosure cleaning contracts and foreclosure cleanup request for bids on jobs. Always look under the “Recent Posts” heading to find the latest job listings.

P.P.S.: Like this post? Follow Foreclosure Business News on Twitter.

Copyright ©2013 Yuwanda Black for Foreclosure Business News. Content may not be reprinted or reproduced in any manner without the express, written consent of the author.