The following information is from an actual foreclosure cleaning job bid. Note: Particulars for your company may change based on geographic location, cost of materials and several other factors. This information is dispensed in two parts. The first part covers the details the client sent to the foreclosure cleaning company about what they wanted done.

The second part (which will be posted tomorrow) covers the actual bid the foreclosure cleaning company owner sent back to the realtor.

Foreclosure Cleanup Job Bid: What the Prospective Client Requested

The home in question was getting ready to be re-rented by the owners. The previous renters had skipped out, leaving a lot of stuff behind. They hired a realtor to oversee getting the home ready to be re-occupied.

1. Rekeying four doors

2. Installing new garage remote controls

3. Fixing busted screen door at rear of home

4. Removing trash and debris from front and back yard

5. Mow grass and trim hedges

6. Trash out interior of home, including the basement; removing everything except lawn equipment left behind by previous renters)

7. Replace all nonworking light bulbs throughout home (FYI, this house was about 4,000 sq feet)

8. Dust all light fixtures and ceiling fans

9. Clean kitchen, including all appliances

10. Clean bathrooms and caulk tubs

11. Do touchup painting, including ceiling (which had water stains)

12. Install brand new vinyl tiles in two upstairs bathrooms

13. Install carpet throughout the remainder of the house (except for basement)

14. Repair water damaged ceiling in garage

Extras: Realtor requested that if we spotted anything else that needed done to add them to our bid estimate.

The reason this is such a good example of a foreclosure cleaning job bid is because there are lots of services requested.

The Difference between a “Foreclosure Cleanup” Job and a “Real Estate Cleanup” Job

Technically, this is not a foreclosure cleaning job because the property was not foreclosed on. Hence, it’s a real estate cleaning job. But, they require the exact same services your foreclosure clean up company provides.

The only difference between real estate cleanup and foreclosure cleanup is in how you pitch the services of your company. Right now, foreclosure cleanup is a hot business opportunity, so it makes sense to market your company in this manner.

However, when home foreclosure no longer tops the news, it doesn’t mean that there won’t be any business. There will be. Foreclosure cleaning is an ever green business because as long as real estate is bought, sold and rented, it will need to be cleared out, cleaned up, repaired and maintained. Always remember this.

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Copyright © 2010 Yuwanda Black for Foreclosure Business News. Article may not be reprinted or reproduced in any manner without the express, written consent of the author.

In a foreclosure cleanup business, you can offer a variety of services. This is a good thing for two reasons: (i) because it allows you to have multiple streams of income; and (ii) you can offer as many or as few services as you want.

Foreclosure Cleaning: The Services Offered Often Dictate the Equipment Needed

For example, you can offer trashouts and exterior property services, eg, lawn maintenance, gutter cleaning, pressure washing, etc. Or, you may focus on the interior, eg, white glove cleaning, interior repairs, carpet and floor cleaning, etc. The bottom line is, how you structure your foreclosure cleaning services is up to you.

However, for the most part, the services your foreclosure cleanup business will offer will be determined by the equipment needed to complete the job at hand. Hence, knowing how much equipment costs are – whether it’s renting or buying – is crucial.

Should You Wait to Purchase Equipment for Your Foreclosure Cleaning Business?

The simple answer is, yes, especially if you are completely new to the industry and don’t have a lot of startup capital. And, the equipment you do decide to buy doesn’t have to be brand new.

On places like Craigslist.com and Backpage.com, you can pick up a lot of used equipment for your foreclosure cleaning business, especially as some many people are losing their homes these days and are downsizing.

But if you have absolutely no money to start with, only offer those services for which you have the equipment right in your garage or in your cleaning cabinets.

Everyone has cleaning supplies . . . because they have to clean their own homes. And, if you live in the suburbs, you probably have a lawn mower. So right there you have everything you need to offer simple lawn maintenance and a good, simple cleaning. And, this is all most banks/lenders want when they hire a home to be trashed out/cleaned.

When Renting Equipment for Your Foreclosure Cleaning Business is a Good Idea

Following are some guidelines to keep in mind when it comes to accepting jobs for which you don’t have the money to outright buy the equipment, in which case you’ll rent it. If you get a job that:

(i) you know you can do;

(ii) that you will make a good money off of;

(iii) that can easily cover the cost of renting the equipment;

(iv) where it would “hurt” you not to take the job (eg, the client is unlikely to call on you again if they feel that you can’t handle most of their job requests); and

(v) that you will be paid for relatively quickly;

THEN, you should take the job and rent the equipment.

For example, let’s say a bank wants to hire you to remove trash and debris, mow the lawn and pressure wash the property.

You can handle the trashout and mowing the lawn with no problem. But, you don’t have a pressure washer. Well, large home improvement stores like Home Depot rent this type of equipment relatively cheaply by the hour, day, week, etc.

You can rent a pressure washer in most cases for under $50 a day. If you’re charging the client $$200 to $300, it’s worth it for you to take this job and shell out the cash up front to rent the pressure washer.  

Your profit easily exceeds your cash outlay, so you should be good – even if the client takes 30 days or more to pay.

Just be sure you don’t make a habit of stretching yourself too thin financially. This was a relatively inexpensive equipment rental fee. Not all pan out like this and you can find yourself in dire financial straits if you’re not careful. If you keep the guidelines outlined here in mind, you should be fine.

Warning: The “Emotions” of Spending On New Tools and Equipment

As a long-time business owner, you’re just going to have to trust me on the following:

When you first open your foreclosure cleaning business, it’s tempting to spend, spend, spend initially on all the things you “need” to get your business up and going.  The word need is in quotation marks because rarely do you need everything that you think you do.

But a business is like a new baby. You want it to have the best, so you go out and get all the bells and whistles you think it’s going to need. Before you know it, you’re in a spending frenzy. And, you will even justify it to yourself, even when you feel in the pit of your stomach that you’ve gone over board.  

It’s easy to understand, after all, you’re “starting a business gosh darnit!”

Rein yourself in though and rent equipment, especially big -ticket items, before buying. As mentioned above, large home improvement stores like Home Depot rent everything from tools to heavy equipment to generators to actual trucks.

With options like this, your foreclosure cleaning business may never need to actually buy equipment.

Foreclosure Cleanup Business Owners: Why Waiting to Purchase Equipment Is Smart

Waiting to purchase equipment is a good idea for two reasons:

(i) it will truly allow you to grow only as fast as your new business’ finances can afford; and

(ii) it will give you a chance to see which services are really taking off in your geographic area before you invest precious capital in equipment you may not use that much.

Beware of Overspending!

Golden Tip: Careful not to enter the store and spend anticipated profits on items you know you already have at home/your office, but you simply don’t want to go back to get, eg, gloves, rope, tarp, putty knives, etc.

On more than one occasion, one foreclosure cleaning business owner reports, she’s spent $50 on what should have been a $25 (at most)  trip on miscellaneous supplies like this. And, all because she failed to properly plan and pack for the job at hand.

Foreclosure Cleaning Sample Tool & Equipment Rental Rates

Get an idea of what equipment rental rates for your foreclosure cleanup business may run. This list (which may take a moment to load) is from a home depot-type store in Atlanta. These rates may vary according to geography. Some of the tools and equipment this list can be rented by the hour, by day, week or month.  

Getting an idea of what to expect when you rent equipment for your foreclosure cleaning business will give you a leg up in pricing jobs. Following are some common equipment rental costs:  

–Pressure Washer: Rent $46 (four hours)

–Fiberglass Extension Ladder, 28′: Rent $25 (four hours)

–Tow N Go Trailer, 5×8: Rent $24 (full day)

Want to know how much it costs to rent equipment for your foreclosure cleanup business? Pop into a Home Depot in your area and go to their rental department and get a price sheet.

P.P.S.: Like this post? Follow Foreclosure Business News on Twitter.

Copyright © 2010 Yuwanda Black for Foreclosure Business News. Article may not be reprinted or reproduced in any manner without the express, written consent of the author.

According to the MSN.com article, New wave of foreclosures coming, the government’s efforts to help citizens obtain a piece of the American dream – home ownership — may in fact be doing the opposite (pushing more into foreclosure). How?

Via the Federal Housing Administration (FHA), the government has given home loans to buyers that traditional banks wouldn’t touch with a ten foot pole. With tightening credit markets and the foreclosure crisis still raging, many banks have abandoned zero percent down loans, and/or giving home loans to those with less than perfect credit.

But, the FHA hasn’t. They back loans to those with less than stellar credit, and require less of a down payment (eg, 3.5%). Traditional lenders in today’s market, by comparison, may require a 20% down payment.

And, critics argue, actions like this by the FHA is what has been artificially propped up the housing market for the last year or so.

Now, the fallout is already starting. Proof?

About 9% of FHA borrowers have missed at least three payments (up from 6.5% a year ago), and experts say that means a new wave of home foreclosures is coming.

By using lower home loan qualification standards, the types of buyers being put into homes back by the FHA are much more likely to default. And, if this sounds familiar, you’re probably right.

This kind of lending* by the FHA (similar to subprime mortgage) is what got us into this mess in the first place. But apparently we didn’t learn our lesson (or at least the government didn’t). According to the Washington Post article, Rising FHA default rate foreshadows a crush of foreclosures:

The problems are rooted in FHA mortgages made in 2007 and 2008. Those loans are now maturing into their worst years because failures most often occur two to three years after a mortgage is made.

So we’re just at the beginning of the home foreclosures to come, if this holds true (and data suggests that it does).

Finally though, the message may be sinking in as the FHA has tightened its lending guidelines, pushing the down payment requirement up to 10% from 3.5, and limiting the amount that sellers can kick in. As one journalist noted, it means those wanting to purchase a home now have to put “some skin in the game.” This makes it harder to walk away when things get tough.

And, this makes perfect sense. After all, if you didn’t come to the table with any money (or very little), you’re much more likely to walk away. But, if you had to save $15,000 for a 10% down payment — and it took you three or four years to do so — and you have to come up with another $2,000 or so for closing costs, then you’re much less likely to let your home go into foreclosure.

The memories of the overtime you worked, the second job you took on and the time you sacrificed away from family and friends will give you the kick in the pants you need to do “whatever it takes” to prevent foreclosure.

While it looks like we are stuck in this home foreclosure crisis for a few more years to come it looks like we, the American public, are finally learning our lessons — and so is our government. One day, hopefully, the home foreclosure crisis will be a history lesson future generations can learn from. But for now, we struggle on through it.

*Note: The FHA is not a lender, but it insures lenders when mortgages go sour.

Get full details on why more home foreclosures are on the way.

P.P.S.: Like this post? Follow Foreclosure Business News on Twitter.

Copyright © 2010 Yuwanda Black for Foreclosure Business News. Article may not be reprinted or reproduced in any manner without the express, written consent of the author.

Industry experts pinpoint the start of the home foreclosure crisis to the fall of December 2007. Now we’re two and a half years into it, and it still rages on. However, many homeowners who want to prevent foreclosure are like a deer caught in headlights – they’re perpetually frozen; not taking any action. And, this is about the worst thing that can happen.

Today we’re going to discuss why selling your home may be your best option. While it may be your least favorite option to prevent foreclosure, it could be the only thing to get you out of the financial mess you’re in and allow you to start anew.

Preventing Foreclosure by Selling: How Much Can You Sell For

Many homeowners are underwater in their homes nowadays. What does this mean?

What does “Being Underwater” Mean When it Comes to Home Foreclosure?

Being underwater means a homeowner owes more on their mortgage than their home is worth on the open market. To use a very simple example, if you owe $100,000 on your home, but it is appraised at $75,000, then you are “underwater” by $25,000.

If You’re Underwater, You’re Not Alone: Almost 25% of U.S. Homeowners Are

If this describes you and you’re trying to prevent foreclosure, you’re not alone. A November 24, 2009 article in the Wall Street Journal said that approximately one quarter of U.S. homeowners are underwater. The article, One in Four Borrowers Is Underwater, states:

The proportion of U.S. homeowners who owe more on their mortgages than the properties are worth has swelled to about 23%, threatening prospects for a sustained housing recovery. . . . Nearly 10.7 million households had negative equity in their homes in the third quarter [2009], . . . Home prices have fallen so far that 5.3 million U.S. households are tied to mortgages that are at least 20% higher than their home’s value . . .

To Prevent Foreclosure, Find Out What Your Home Is Worth

If you’re not sure if you’re underwater, one of the best ways to find out is to have an appraisal done. This will cost a few hundred dollars ($250-$500). You may be not be as bad off as you think. If you are underwater, one option to consider is a short sale to prevent foreclosure.

What Is a Short Sale and How It Can Help You Prevent Foreclosure

A short sale is when the lender (mortgage holder) agrees to accept a lower amount than what is owed on the home loan. Many lenders are agreeable to this option these days because they know the state of the market. They’d rather this than have you walk away from your mortgage altogether (voluntary foreclosure).

Be aware that each lender’s short sale process is different and if you do decide to go this route that you do a short sale with “no recourse.” This simply means that the lender agrees not to come after you for any outstanding balance on the loan. Learn more about short sales and the consequences of doing one to help you avoid foreclosure.

Just know that the the main benefit of doing a short sale is that you do prevent foreclosure, and get to get on with your life.

Preventing Foreclosure: Why Selling May Be Your Best Option Even If You Have Equity

Let’s say you’re one of the homeowners these days who’s lucky enough to have equity in their home. Selling may still be the best option to prevent foreclosure. Here’s why.

If you’ve lost a job, run out of savings and are falling more and more behind, then selling might be a way out. The reason is, it’s taking many job hunters longer to find jobs. And, the older you are the worse it gets.

According to Orlando Huaman, a job counselor:

The job hunt typically lasts from 8 to 23 weeks, depending on where you are and the economy, and how high you are aiming. Don’t count on the “8 weeks”, but mentally prepared for the 23.

That’s almost six months, and some experts say it can be even longer than that, which is why financial experts like Suze Orman say you should have at least 8 months of expenses saved in your emergency fund.

If you’re a senior citizen, things are much more dire. According to The New York Times article, 65 and Up and Looking for Work:

. . . unemployed older workers stay out of work longer — 36.5 weeks on average, 40 percent longer than for the unemployed in general.

Unless you have significant savings and/or other monies you can tap, the quicker you decide to sell, the easier you can rebound if you’re trying to prevent foreclosure. Why?

Because you can not only prevent foreclosure, but also get some extra cash to pay off outstanding debt, handle moving expenses, establish an emergency fund to tide you over until you land that next job, etc. If you do this early enough you may even be able to preserve your credit, which means you can buy another more affordable home . . . if not now, then soon after you get back on your feet financially.

The point is, you can prevent foreclosure. But you have to assess your situation early; accept the cold, hard realities of it, and then make the tough decisions. The sooner you do, the sooner you can put it behind you and get on with the next phase of your life.

Get info on 32 ways to stop foreclosure: Discover what banks won’t tell you & investors don’t want you to know.

P.P.S.: Like this post? Follow Foreclosure Business News on Twitter.

Copyright © 2010 Yuwanda Black for Foreclosure Business News. Article may not be reprinted or reproduced in any manner without the express, written consent of the author

New Rule Affects Homeowners in Obama Administration’s “Prevent Foreclosure” Program

Now, if you want a home loan modification, you’re going to have to provide documentation to prove your financial status. This is a change in the Obama administration’s foreclosure prevention program, Making Homes Affordable. According to a press release on MakingHomesAffordable.gov, the reason for the change is explained in the following manner:

“With more than 850,000 homeowners in trial and permanent modifications, we are providing immediate relief to struggling homeowners,” said Phyllis Caldwell, Chief of Treasury’s Homeownership Preservation Office. “Today’s guidance represents our commitment to more efficiently move qualified homeowners into permanent modifications.” . . . This guidance refines the documentation requirements in order to expedite conversions of current trial modifications to permanent ones. (emphasis added)

Bottleneck in Pushing through More Home Loan Modifications

There has been a bottleneck in the process, preventing more homeowners from receiving home loan modifications. And, the fingerpointing goes both ways.

Homeowners say that banks and other lenders required unreasonable documentation, and lost documents even when they were sent in. Some homeowners report having to send in documents on three or four occasions, still with no results.

Lenders have complained that homeowners who want a home loan modification failed to provide proper documentation. Not only that, they’ve failed to do so within the proper timeframe.

Government Grants Home Loan Modifications . . . If the Fingerpointing Can Be Stopped

According to the article, this should alleviate the fingerpointing. The article states:

The new procedure, to be adopted by loan servicers by June 1, would provide troubled borrowers with what the Treasury Department said would be a “simple, standard package of documents” to complete so that servicers could calculate whether they would qualify for a loan modification.

Only time will tell how it all shakes out. Read the entire article on how this change in the Obama administration’s prevent foreclosure program may affect you.

P.S.: Read how one foreclosure cleaning business owner makes up to $40,000/wk.

P.P.S.: Like this post? Follow Foreclosure Business News on Twitter.

Copyright © 2010 Yuwanda Black for Foreclosure Business News. Article may not be reprinted or reproduced in any manner without the express, written consent of the author

If you own a foreclosure cleaning business, one of the easiest, free ways to land more jobs is to create a caller intake form (ie, call log) to use as an everyday part of your marketing efforts. We’ll explain how in a moment.

This is a very easy form you can create yourself using MS Word, or any other word processing software. Once you create it, give it to the person answering your phone and instruct them how to use it – and ensure that they do for every call.

Why Use a Caller Intake Form In Your Foreclosure Cleanup Business

This simple little form can tell you a lot about your business. For example, you can find out how many calls you are getting each day, the types of jobs prospects are calling about, how many estimates you are asked to give, which geographic location the calls are coming from, how many prospects are responding to any marketing you may be doing, which season is the busiest, etc.

By having information like this at your fingertips, you can tailor your marketing efforts to make more money. For example, if you see that the bulk of the calls you’re getting come from a certain geographic area, you can market more heavily in that area. As another example, if you see that approximately 50% of the calls you’re getting are for light repairs, you can offer special deals and discounts to bring more of those types of jobs in.

This is the kind of info (ie, market research) large companies like Home Depot and WalMart use to fatten their bottom lines. Only you don’t have a marketing department or Harvard MBAs on your staff to conduct this type of research for your foreclosure cleaning business. And luckily, you don’t need to.

A simple Caller Intake form can do the job for you. In fact, this one simple little form – that you create yourself – can help guide the growth of your business for years to come.

How to Set Up Your Caller Intake Form

The Caller Intake form you create for your foreclosure cleaning business should include, at a minimum, the following info:

–Date/Time of Call

–Caller’s Name

–Caller’s Company Name

–Caller’s Contact Info (at minimum, a phone number; if possible an email and mailing address). Note: The person answering your phone can say something to the effect of, “Would you like to subscribe to our newsletter? We offer special deals and discounts on services in it, in addition to providing valuable industry info our prospects can use.”

If the person says yes, then get their email address.

–Location of Prospective Foreclosure Cleaning Job

–Scope of Job (ie, what they want done)

–Job Deadline (When they want the job completed)

–Date/Time Prospect is Available to Meet for Estimate

–How Caller Heard About Your Foreclosure Cleaning Company

How the Foreclosure Cleanup Caller Intake Form Can Help Grow Your Business

The Call Intake form ensures that you get all the information you need to give the prospect exactly what they asked for. It will make your enterprise appear professional because you won’t have to keep calling the prospect back to ask questions.

It should take you no more than 10 or 15 minutes to pull this form together using the tips here. Again, it doesn’t have to be fancy; just thorough.

Call Patterns that Will Guide Your Decision-making

As time passes, you’ll start to see a pattern in your calls, eg, are most calls coming in the early evening, mid-day, or morning? The intake form will also reveal whether most of your call activity is happening at the end of the week or the beginning of the week, mid-month or end of month, etc.

Phone Activity vs. Actual Jobs

As your foreclosure cleaning business grows, you will see which months received the most phone activity versus actual jobs. You’ll also notice that certain times of the month may see you acting as an “estimate machine. ”

However, when when you compare your call sheet to the actual foreclosure cleaning job estimates given out compared to the estimates that eventually led to jobs, you’ll may be able to discern a pattern that you can use to make better decisions moving forward.

For example, after a while you’ll be able to forecast with some degree of certainty that in this particular month, we will be geting “x” number of calls, which we know will lead to “x” number of estimates, which will then lead to “x” number of actual foreclosure cleaing jobs.

Then, you can go back to see if your foreclosure cleanup calls spiked as a result of a certain type of marketing you did (eg, postcards mailed, calls made, email campaigns sent out, etc.). Once you make this connection, then you can double up on the marketing that worked and eliminate the marketing methods that weren’t as effective.

Geography Matters

This is another thing you’ll be able to see from your caller log, ie, where most of your calls are coming from as opposed to where most of the actual foreclosure cleaning jobs you landed are located.

How’d They Hear About You?

The line near the bottom of the call intake sheet is crucial to your marketing budget — and landing more foreclosure cleaning jobs. Why? Because it will tell you which marketing methods are most effective; hence, you can do more of this type of marketing to land more jobs. .

Note: While you may not be able to ask all the questions on your call log, do your best to get an answer to this one; it is the most important.

Create Your Call Intake Form and Use It from the Day You Open Your Business Doors

If you don’t have a call log, create one using the guidelines outlined above. And, no matter who you hire as your receptionist (can be family, friends, formal or informal administrative help), call in and test them to see if they are asking the questions on the form. While some calls may not lend to a full intake, most will.

An Invaluable, Free Marketing Tool for Every Foreclosure Cleaning Business

As you can see, this one little seemingly unimportant form provides a wealth of information — right at your fingertips — that you can use to grow a very lucrative foreclosure cleanup business for years to come.

P.S.: Read how one foreclosure cleaning business owner makes up to $40,000/wk.

P.P.S.: Like this post? Follow Foreclosure Business News on Twitter.

Copyright © 2010 Yuwanda Black for Foreclosure Business News. Article may not be reprinted or reproduced in any manner without the express, written consent of the author.

Want a cheap, effective way to get the word out about your foreclosure cleaning business? Postcards are it!

This form of small business direct marketing offers several benefits, ie:

it’s cheap;

you can get immediate results;

they are quick and easy to design (using sites like VistaPrint.com and PostcardPower.com); and

you can personalize your message.

Now that you know the benefits of marketing your foreclosure cleanup business with postcards, let’s take a look at the elements that make up an effective, “response getting” postcard.

Overview: 4 Elements of an Effective Postcard Campaign for Foreclosure Cleaning Businesses

1. A Call to Action: Every piece of marketing material your foreclosure cleaning business sends out should have a call to action. What is this? It’s when you ask your prospects to “do something,” eg, call, request a quote, subscribe to a newsletter, etc.

Following are some tips for eliciting a response from prospects:

The Headline: Make it big, colorful and bold.

List a Benefit: Tell prospects how your business can help them.

Time-Sensitive Offer: Eg, Call today and get 15% off if you book us!

2. Relevant Info: Effective postcards relay relevant info that is important to the prospect receiving the card. If the info you dispense in your postcards is relevant, important and timely enough, some prospects will even hold on to it for future reference.

3. Remember Me! At a minimum, prospects should remember your business name from your postcards. Having a memorable business name (like Foreclosure Cleanup) helps.

You can also do this via graphics, ensuring that your logo conveys what your business is all about. These are two easy ways to help prospects remember your foreclosure cleaning business.

4. List Benefits, NOT Features: What is the difference between a “feature” and a “benefit”? Even experienced business owners often confuse these two concepts. Benefits are what your service can do for a client; features describe different aspects of our business.

The following are benefits statements.

We Can Help You Sell More:Spend time selling foreclosures; not cleaning them!

Sell that foreclosure quicker: Let us make the property look new!

Stop losing money to vandals; let us secure and winterize your foreclosure properties!

Features are things like, we are cheaper, we show up on time, we are professional. While features are great to list, they don’t tell the prospect what your business can do for them. That’s what benefits statements do.

Remember, potential customers don’t buy features; they buy benefits. Be sure to keep this in mind when designing your postcard. Learn much more about how to get more foreclosure cleaning jobs using cheap postcards.

The above was excerpted in part from How to Market Your Foreclosure Cleanup Business: A Step-by-Step, Shoestring Marketing Guide for Foreclosure Cleaning Business Owners.

Copyright © 2010 Yuwanda Black for Foreclosure Business News. Article may not be reprinted or reproduced in any manner without the express, written consent of the author.

If all is fair in love and war, then certainly all is fair in good ole American capitalism, right? If you’re a new to cleaning foreclosure properties and you have no idea how to charge for your services, following is a “covert” way to get some info from the competittion.

After all, most are not going to come out and tell you how they price their foreclosure cleaning jobs.

And, to be honest, they shouldn’t, as we discuss in this post on pricing foreclosure cleanup jobs. But, if you’re stuck and you have nowwhere to turn, following is one way to get the info you need to price your foreclosure cleaning services right.

P.S.: Read how one foreclosure cleaning business owner makes up to $40,000/wk.

P.P.S.: Like this post? Follow Foreclosure Business News on Twitter.

Foreclosure cleaning just may be one of the top small business opportunities for 2010. Why?

Well, home foreclosures are still rising, making the need for it more prevalent than ever;

It’s an evergreen business in that as long as properties are bought and sold, the services that foreclosure cleaning companies provide are sorely needed; and

It doesn’t require any skill specialized certification to start; all you need is the desire to work hard.

Learn more about how why foreclosure cleaning is a good business to start - in good real estate markets or bad.

P.S.: Read how one foreclosure cleaning business owner makes up to $40,000/wk.

P.P.S.: Like this post? Follow Foreclosure Business News on Twitter.

Copyright © 2010 Yuwanda Black for Foreclosure Business News. Article may not be reprinted or reproduced in any manner without the express, written consent of the author.

If you’re trying to prevent foreclosure, you may be considering hiring a foreclosure lawyer. However, as with using any other type of foreclosure specialist to help you through this difficult process, there are some definite things you need to do before signing on with one.

Remember, there are a lot of foreclosure scams going on right now — a lot. So, before you start surfing the net or thumbing through the Yellow Pages looking for a foreclosure lawyer (or foreclosure consultant or mortgage specialist, etc.) get some much-needed info in this in-depth tutorial.

Read the rest of this post on what to do before you hire a foreclosure lawyer to help you stop foreclosure.

P.S.: Business Opportunity: Learn How to Start a Foreclosure Cleanup Business. Read how one foreclosure cleaning biz owner makes up to $40,000/wk.

Copyright © 2010 Yuwanda Black for Foreclosure Business News. Article may not be reprinted or reproduced in any manner without the express, written consent of the author.